CJ Rapp

The Federal Reserve Bank of Minneapolis created a new metric called the homeowners-to-population ratio (HPOP). Instead of counting housing units, HPOP counts individual adults who actually own the home they live in. Example: If two parents own a home and their two adult children live there, the old method treats that house as fully owner-occupied.axios+1Under HPOP, only 2 of the 4 adults are owners, so the homeownership rate for that household is effectively 50%, not 100%. What the new...

This is not an apartment or a condominium; it has a shared kitchen. It is a four-bedroom, four-bathroom home designed to reduce the cost of living and maintain pride and dignity. This is the rear view, north-facing side. There should be a fireplace between the doors... This is the east-side view. It could have an extended roof for additional outdoor space. This is the south-facing front view. It is missing the vertical greenhouse gardens ~ This is the west-side view. A roof extension could...

~ Greed & Hoarding ~ In a healthy body, blood flows. In a healthy society, money does the same thing. When cash moves through communities as wages, purchases, investments, and taxes, it nourishes families, small businesses, public schools, clinics, and the ecosystems we depend on. When wealth is hoarded and hidden instead of circulating, it’s like a clot in the arteries of civilization—starving the very organs we need to survive. At Eco Village Co‑op, we think every day about flows: of...